U.S. Market:
AIG - 55.115 +0.135 0.246% Apple - 115.71 +1.08 0.942% Bank of America - 17.20 +0.10 0.585% Cisco - 27.70 -0.12 -0.431% Citigroup - 54.64 +0.28 0.515% Coca-Cola - 43.915 -0.625 -1.403% Facebook - 75.091 -0.369 -0.489% Ford - 16.105 +0.205 1.289% GE - 26.38 +0.33 1.267% Hewlett-Packard - 38.90 -0.05 -0.128% Intel - 37.65 +0.05 0.133% JPMorgan - 61.13 +0.05 0.082% McDonald's - 95.25 +0.14 0.147% Microsoft - 48.195 -0.265 -0.547% Pfizer - 31.39 -0.18 -0.57% Starbucks - 80.34 -0.03 -0.037%
recent posts

Tech sell-off sends world stock markets lower

Tech sell-off sends world stock markets lower SEOUL, South Korea (AP) â€' Global stock markets were lower Friday as investors marked down technology stocks and a dro in U.S. jobless claims failed to boost investor confidence.< clear='all'/>

World equities hit two-week low as tech stocks retreat

World equities hit two-week low as tech stocks retreat By Atul Prakash LONDON (Reuters) - Global equities slied to a two-week low on Friday as a sell-off on Wall Street led by technology and biotech shares and triggered by

US threatening tougher sanctions on Russia

US threatening tougher sanctions on Russia WASHINGTON (AP) â€' Treasury Secretary Jacob Lew is warning Russia that it could face tougher economic sanctions because of its actions in Ukraine but so far other economic owers are

Spain’s deflation not as great as first thought

Spain’s deflation not as great as first thought MADRID (AP) â€' Sain's statistics office says rices were 0.1 ercent lower in March than the year before, slightly less than the revious estimate of 0.2 ercent.< clear='all'/>

Merkel visits Greece after bond success

Merkel visits Greece after bond success ATHENS, Greece (AP) â€' Police banned rotests across most of central Athens on Friday as German Chancellor Angela Merkel is due to ay a ief visit, a day after the

Could You Be Making Serious Savings?

Making savings on a daily basis is a great way of freeing up cash that can be better utilised elsewhere, the most obvious being the ability to add it to an ISA or savings account. A big ticket purchase, a holiday, a family celebration or just a rainy day are all great reasons to start putting money aside – but if your budget is quite strict already, how do you make changes to boost what you can put in?

Regular savers will know that whether through a standard account or an ISA, funds can soon add up, although many people may feel as if they are unable to make the most of this. Whether this is due to the post-Christmas financial hangover that feels as if it lingered a little too long or just the seemingly constant stream of bills that arrive on your doorstep, there are ways to cut corners.

One thing you can do to help make more money available for your cash ISA or savings account is to watch how you spend money on energy. The first thing to do might be checking that you are getting the best deal and there are many online facilities where you can compare providers. But on a daily basis it is also important to make sure that appliances and electricals that are not in use are switched off and unplugged. TVs, computers, small kitchen gadgets, DVD players and many other items can consume power when not in use and this can soon add up.

It might also be prudent to make sure you – and others in the home – are switching off lights in rooms after they leave; turning down the thermostat on the hot water heater by just a few degrees can lead to serious savings over time. Washing clothes at a cooler temperature wherever possible is also a good idea and, if the weather permits, why not hang out your laundry rather than using an energy-hungry tumble dryer? Opening the door on the dishwasher once it has performed a cycle and allowing the items to air-dry is a more frugal option than using the heater dry setting and another well known tip is taking showers rather than baths. You can limit using the oven in favour of the more efficient microwave in many cases and, when summer arrives, why not try breaking out the barbeque whenever you can.

All of these things could help make your next bill much lower and this should mean you have a little extra cash to make available for your savings account. Once you know what kind of impact this is having on your finances, why not use an online savings calculator to see how this might add up over the next 12 months?